The Social Action Fund (SAF) is financed from two sources: loantakers pay a service charge on their loan, and the Foundation’s social enterprises also contribute to it. The SAF is essentially a community chest, acting rather like local tax revenue.
Generating funds locally puts the community in control. Decisions about how to spend the SAF monies are taken by an Area Development Committee (ADC) which represents Village Development Committees.
Malenga Mzoma’s 40 villages are divided into three groups (Chiweyo, Kaimika and Kanyanda) for each of which there is a Group Village Head.
In the video, the chair of the ADC, Simeon Lotie Mhone, explains the impact of the Social Action Fund.